I have a client whose car got rear ended by another car and he is suffering a pretty bad knee injury due to the accident. Can he file a claim with the other persons insurance company even if he personally doesnt have auto insurance? I know in the state of California it is illegal to drive without car insurance, but does that mean he cant file a claim for his car and injuries? Thanks
My car was totaled in a car accident and it looks like my insurace settlement is going to be about $3500 short of paying off my loan. I purchased GAP insurance when I purchased the vehicle but I’ve never had to deal with something like this before and I wonder if they make you jump through alot of hoops before paying out. Specifically if you had to use a Daimler Chrysler Gap contract.
For those who don’t know, mixed connective tissue disease is a really nasty auto-immune disease. I’m really hoping some knowledgeable physicians might be able to answer this question.
My wife, who was recently diagnosed with MCTD, is on medicaid because we don’t have alot of money or health insurance, and the disease has prevented her from working. Because of this we don’t have alot of doctor choice. One of her doctors has diagnosed her with MCTD, but another claims she has none of the symptoms, which required questioning the first doctor’s lab results and calling my wife a liar when she described her symptoms (although, of course, this doctor was careful not to come right out and say this, only to hint at it). And, of course, this second doctor thinks nothing is wrong with her.
So, here she is, cought in the middle of this medical squabble. Although I am inclined to believe the first doctor (as the second tends to be rather arrogant), I am not a physician, and from a logical stand point I have no hard data to tell me who is right and who is wrong. All I have, thus far, is both doctor’s conflicting word.
So, I want to know, how do you diagnose this disease? And, moreover, where can I get some solid information, information that would be recognized by the medical community, that will prove what the correct way to diagnose the disease are? It has to be something I can cite as a reference. And I am willing to swim through a little medical jargon- I have been imersed in enough of it by now to handle it, and I know how to use a dictionary if it gets to be too much. Obviosly, I cannot diagnose a disease myself. But if I can figure out who to believe, it would be an immense help.
My wife’s condition is deteriorating on a monthly basis, and no one will do anything about it. Please, if anyone has any information or references about identifying or diagnosing this disease, and distinguishing it from other diseases, it would be an immense help. Thanks, and God bless.
By the way, the reason I am interested in this particular diagnosis is because, from what information I have been given about MCTD, it would explain every single one of my wife’s symptoms. It is the first such diagnosis that has. (The various doctors she has seen have all had their own diagnosis for her…)
However, if it turns out that she does not have MCTD, I do not want to waste any more time on it. She is suffering too much to waste any more time chasing wrong diagnosies.
if i dont , why would it matter?
In: auto-insurance
3 Sep 2010I am 18, almost 19
I posted 2 things for sale (one being my car) on Craigslist just to see if I’d get any buyers. Two people that replied about my car both had a similar story and both asked a strange question about car insurance and wanted me to go to the link they provided (auto quotes) to find out FOR them. WHY CAN’T THEY LOOK THEMSELVES? VERY VERY VERY suspicious.
On the second item I had for sale (furniture) I got 2 so-called buyers that acted interested and claimed that they would buy it and both wanted me to remove my ad ASAP. And both claimed that they lived too far away to come and get it themselves and both said that they would have someone come out and pick it up via UPS/Currier and both said they would pay via Certified Check.
Am I smart for being extremely suspicious of these people and not believing a word they say?
Besides, I would NEVER accept a check from anyone. If it’s not cash then they can just forget it! I’m glad I didn’t give any personal information to either of these 4 people. Gosh, I haven’t got even one serious buyer for either thing.
My vehicle had just been damaged by hail a week ago. I have about $1500 worth of damages. It is very minor and only noticeable if you really look closely. I got a check from my insurance made out to me and ME ONLY. There is no leinholder or bank name on it beside my name. Anyways….do I have to use the check for repairs or can I use it for whatever? When I trade in the vehicle, I will take some loss for it anyways towards the value…so either way, I can get it fixed with the money now or just take a loss later for it right? Can I just deposit the check in my bank and use it toward bills? Can I get in trouble for it? I still owe money on the car too by the way. What can I do?
Thank you jmayer5025 for your reply. I already have an attorney and after a year of the insurance company denying my claims, this attorney got a reconstructionist company to look at my case, because in Colorado you have to prove the liablitiy of the other person, especially when the cops don’t give out a ticket. This company wrote a complimentary letter stating 100% of the liablitiy was this girl’s. So now the insurance compnay wants us to put together a settlement amount to present them with & not file the lawsuit right now. We have a great chance to settle very soon, but I know I need to have money for a future surgery and ongoing therapy and medications probably for the rest of my life. My spine doc said for me to use therapy and anything else to help me cope with pain until I can’t ake anymore & then surgery. This is because I am only 36 & in good shape, the advise me to try & cope as long as possible as there are new alternatives delveloping. I don’t want to be fused.
My daughter is just over a year old. I am 31 years old. She was conceived when a condom broke just a few weeks into a casual relationship with a man I met on Match.com. (Not a thing I usually do, but it is what it is). He insisted I have an abortion but I refused. He made my life a living H#ll for the entire pregnancy and went back and forth about whether or not he wanted to sign away his rights (and have nothing to do with her, including no child support, etc.) or be her father (and pay child support and be a positive father figure in her life). I gave him the option. He waited until she was born and she was perfect and healthy before deciding to not sign his rights away and be in her life. I put my anger aside for her sake and set up twice a week visitation at my home and he agreed to pay me child support weekly. He did not want to acknowledge paternity because he said he wanted to first do a paternity test. I agreed to that (there is no question he is the father and he knows it too). The past year has been extremely chaotic. He is 40 years old but extremely irresponsible, has incredibly erratic behavior (to the point that he admitted a few times that he believes he is Bi-polar but will not seek help or diagnosis and meds because he claims he can not afford medical insurance). Lately, things have escalated between him and I. Every time he comes to visit our daughter he engages me in some kind or argument and often loses his temper to the point it frightens me (although he has never become violent nor do I believe he would ever physically harm our daughter). He strongly encouraged me to allow him to claim her on his taxes as his dependent. I refused because technically our situation does not meet the requirements and I also am afraid it would look favorably for his case if he ever decided to pursue partial custody (even though he swore he never would do so). On April 15th of this year another issue arose (he wanted me to do something else besides sign the tax paperwork and I refused. I don’t want to bore you with the details but the point is it made him angry). The next day (the 16th) was his regualr visitation day. WHen he showed up ha was carrying paperwork and informed me he found a lawyer and had decided to seek partial custody of our daughter. He told me it was my own fault becasue I could have prevented it by signing the form to allow him to claim her on his taxes and abinding by a few of his other wishes. Basically, he was trying to manipulate me by threatening to try to partial custoday if I did not comply with his wishes. Since I didn’t comply he is now retaliating.
Throughtout the past year, he has made NO attempt to do the paternity test or acknowledge paternity or to get himself added to her birth certificate, even though I left the door open for him. He lives with his mother and sister in a very chaotic household (both the sister and mother are bi-polar and the mother is very old and on the verge of dimentia – according to the sister). He works ridiculous hours as an auto salesman, most days 9 to 9 and has frequently missed his visitation days or asked me to change them for him, which I usually complied with because I have tried to be as flexible as possible. I do not want to keep my daughter from having a relationship with her father unless he proves to be a poor influence or is harming her. At her age now, she doesn’t notice when “daddy” doesn’t show up but soon she will be catching on and I do not want him to consistently disappoint her. He drinks quite a bit and lives somewhat of a party lifestyle whenever he can. He is not a “bad” person. He is just NOT a person I would ever trust to have partial custody of my baby girl. SHe is everything to me and it is my job as her mother to protect her.
I hae raised her through Attachment Parenting and I strongly believe that is why she is such a well adjusted, happy, outgoing, fearless, “easy” baby. SHe trusts that I will handle her every need since I always have. She has never spent a night away from me and I feel strongly that her being forced to do so now or any time in the near future will be seriously disruptive and traumatic for her. I am a model mother. I am a disabled verteran and can not work so I am a stay at home mother. I make all her baby foods from scratch to make sure she has the best possible, healthiest diet and for other reasons as well. She is the center of my life and she always comes first.
I need help! I am terrified that he will get some partial custody with overnight visitation. I am not just some bitter mother. I have always worked with him to foster the best relationship between him and our daughter but sharing custody when I am all she has ever known as a parental figure would be terrible for her right now!
I went to my local courthouse today and filled out the paperwork to file for sole custody. Unfortunately, the applcation costs about $250.00 and I just don’t have
that kind of money so I am applying for a fee waiver but that will take a week. I need some serious advice here. I am trying to find a good custody lawyer to take my case on a pro bono basis. I live in CT and I have heard from various reputable sources that many attorneys are now taking on extra pro bono cases as a better tax write-off since the recent tax increases. I have decided to discontinue his visitation for the time being becasue of his erratic behavior and the constant arguing that is not good for our daughter to be witnessing. I tried to set up some kind of suprevised visitation through the court but I was told that can not be done until the case is heard and that will be over a month away so I have no other options than to stop his visitation for now. It would not be safe or productive for me to allow his current visitation schedule to continue at my home.
Question 1: Does anyone have any advice for me in this situation? Am I handling this in the best possible ma
thus far or is there something better I should be doing?
Question 2: Do you think based on all this information that he will still be granted partial custody of our daughter? If so, how soon does that take effect? Do the authorities or children’s services at least check him out and assess the living arrangements my daughter will be thrown into if she is forced to do overnight visitation at his mother’s house?
Question 3: What is the best way to go about finding a good custody lawyer in my area (CT) and convincing them to take my case on a pro bono basis or at least to set up some kind of REALLY leanient payment plan? (I truly have very little income. My only income is from the VA as a disabled veteran and the child support, which I am afraid my daughter’s father may cease to pay as another way to manipulate my situation).
Please help! I know this is long and I so appreciate you taking the time to read this and help me out in any way possible. You are building great
Karma, LOL! Any serious advice or even personal stories of relevance would be greatly helpful. Thanks again and best wishes!
Thank you all so much for your answers. By the way, I have been maintaining a journal of events most of the time since the beginning of the pregnancy. I anticipated the posibliity of this sort of thing. I was hoping it was something I would never have to use but as it turns out, I am glad I have been doing it. There are a couple months over the Winter when things were going somewhat smoothly and I let the journal slide a little and I strongly regret that now. However, the majority of the conflicts, including times, dates, etc. are in there. I even have a few voice messages I’ve been saving on my phone for over a year and a half now. ( I really need to record them to a hard copy somehow) Anyway, thatnks again to everyone who has answered thus far. And to the person who offered her email address, I may take you up on that offer. Thanks again. I sincerely appreciate any help!
i’m getting insurance quotes and normally i call and talk to someone and just say i was full coverage. i’m on geico.com and that’s not an option. they’ll let me select bodily injury liability and i checked the box that said i was financing my car so maybe they give me full coverage no matter what then
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