I had an accident yesterday (looking back we were both at fault)
At first I told the girl i would take care of it but now I am thinking we should file a report and go the conventional way? Anyone have ideas/insight/experience on/with this?

I have had Allstate insurance for over 20+ years and have only a couple accidents on my record (with one recent one being claimed as my fault). I know that Allstate advertises the accident forgiveness plan, so I want to know if that is something I have to sign up for or if it was already included when they introduced the new plan. The car that was in the accident is fully covered so I wonder if I will be able to use the accident forgiveness since in the past 5 years no accidents have been my fault?

I’d like to know… Whenever you’re trying to obtain new auto insurance they take your driver’s license number & social security number.. You’d think that they could look up any tickets/accidents you’ve gotten into. BUT, why do they ask?

If you “forget” an incident, will they find out?

This is coming from a 21 year old who was already paying $1,200 over 6 months for insurance and was involved in an rear-end collision doing 15 in congestion on the interstate, now my premium is $2000 for 6 months.

Cheap California auto insurance and life insurance?
How soon after auto insurance claim do premiums go up?
http://megawatisoekarnoputri.cn/health-insurance.html

hi just wondering i have been looking into driving a dump truck and maybe a semi with a dump trailer but the cost of insurance is kind of steep. I am 22 yrs old and currently have a class B cdl. I already drive a straight truck every day going to chicago and back so ive got 1 year of experience driving already. The insurance quotes we have been getting are pretty steep. I have a very good driving record but i think it is because of my age because if i was 25 it would be 3 times cheaper. I was just wondering if anyone has had this problem before and are there any other ways around it or am i stuck with the high policys till i turn 25. Im pretty new to this so i just wanted to know. Thankyou.

they saying my medical insurance should take care of the remaining amount because i had coverage only for $2500. should i ask the guy who created the accident to pay for it or his insurance? please let me know what to do if my medical insurance does not pay the remaining amount fully.

nmtgirl, thanks for your comment. Unfortunately that’s a luxury reserved for the wealthy. You need like $35K minimum to open a bond like that. :(
Liligirl: Hey, thanks for posting… Okay, fair enough, but “What if” and “If not, then” kinda echoes of some type sociological blackmail. If you aren’t insured, you’re life will be reduced to every kind of hell imaginable… It just seems so wrong. By the way, I’m not an uninsured driver if anyone was getting that from my post.

What Car Insurance company provides the best services for the money? I’ve been with Allstate for 11 years (or more) and I’m afraid it’s time to leave based solely on the cost of the policy. I’ve never filed a claim or been involved in an accident yet my rates continue to rise. Geico has provided me a much better price…. Please share your thoughts.

Thank you!

I need a new car, but I don’t want to pay a lot for auto insurance. Right now I have a Cavalier (hate it, by the way) and because it is a Z24 it raised the insurance premium. I just wondered if there are certain makes of cars that are usually cheaper on auto insurance. Anyone know?

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  • ohso_quiet: I'm not sure what you mean by "permissive driver" clause, but all policy forms vary by state. Call y [...]
  • sc_tazman: This is a no fault state so call you insurance company and let them know. If you did not get the po [...]
  • oklatom: Monday surely wouldn't be too late to file with your insurance. Don't admit fault though, just give [...]
  • CwboyBill: Well, if your insurer 'finds out' about something you didn't disclose to them after the policy is wr [...]
  • budik2x: I suggest you make a search for car insurance company that caters dump truck insurance visit sites l [...]