Auto Accident . . . How much time do I have to claim to insurance?
13 Feb 2010Someone hit my truck on Monday, since it was a minor accident, we agreed to just swap information and she would take care of all the costs. I feel like she is going back on the deal, I have all her information including her insurance information. Is there a deadline for me to put a claim on it?
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2 Responses to Auto Accident . . . How much time do I have to claim to insurance?
Vipassana
February 13th, 2010 at 5:07 am
You put in a claim immediately. Regardless of verbal agreements.
The longer you wait, the less the insurance company will care, because if you don’t care to report it, why should they car to do anything about it?
speedwell
February 13th, 2010 at 5:11 am
Your insurance requires you to file a claim as soon as possible. Usually they define a specific time frame in your policy, but they will honor the claim as long as it is presented within the statute of limitations. The statue varies from state to state. In California, the property damage statute lasts for 3 years from the date of loss.