Auto Insurance: Does the auto insurance have to be in the name of the car owner?
In: Auto Insurance
17 Apr 2010My friend is being positioned overseas for 3 years by his company. He has an older car that is paid off. He is allowing me to use it while he is away. I have to have it insured in my name but the car is titled in his name. He will cancel his insurance once I get mine. Can I get auto insurance even though the car title is in someone else’s name? I have no ownership in the vehicle.
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4 Responses to Auto Insurance: Does the auto insurance have to be in the name of the car owner?
Jesse S
April 17th, 2010 at 4:10 am
you should be able to as long as you get his signature on the policy….I did the same with my brother. He was the owner and i was a full time insured driver and he was totally uninsured on the car, i just had the bills sent to me instead of him.
Pedro S
April 17th, 2010 at 4:48 am
get a notarized letter from owner..it will save many headaches….every ins policy is differnt…really..have agent go over it with you….
Queen B
April 17th, 2010 at 5:28 am
Nope…the owner has to insure it. He can take out the policy and list you as the primary driver and then you can make the payments on the policy. If you ever let the policy cancel, you won’t be able to pick it up again without his signature though.
shjf47
April 17th, 2010 at 5:54 am
The insurance must be in the name of the registered owner of the vehicle. Go with your friend to his insurance agent. He can explain the situation to the agent and the agent will guide both of you. If he bought his policy on the internet, have him call the company and explain the situation.