Auto Insurance – Wisconsin drivers begin to pay more for auto insurance as law makes some premiums higher
30 Nov 2009Auto Insurance – Wisconsin drivers begin to pay more for auto insurance as law makes some premiums higher
Wisconsinites are used to facing winter driving obstacles every year. But this season, motorists could face something scarier than black ice and blizzards — higher car insurance premiums.
The increases, which some people already are seeing, are the result of new insurance laws passed in June as part of the state budget. One of those laws requires that any auto insurance policy issued or renewed on or after Nov. 1 have uninsured motorist coverage equaling $100,000 per person and $300,000 per accident. Uninsured motorist insurance pays the medical bills of a driver or passenger injured in an accident caused by an uninsured driver. The insurance always was required, but before Nov. 1, the limits were $25,000 per person and $50,000 per accident.
The law also requires drivers to carry insurance for underinsured motorists of up to $100,000 per person and $300,000 per accident. Underinsured motorist coverage helps to pay medical bills of people injured in an accident caused by a driver without sufficient insurance. Insurance companies had offered the coverage for several years, but it was never a requirement.
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