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In: Cars Insurance
11 Feb 2010I was in a car accident today, driving the speed limit at about 30 miles per hour in a residential neighboorhood, not paying attention and struck the car to the left of me, damaging the driver’s door of my car and the other car’s passenger door. He was driving his company’s truck. I already have an accident on my record from 1/06 that was my fault (not a huge accident, but not a super minor one, no injuries). Today’s accident caused no injuries. I can tell my car door and the front bumper will need replacing. I assume that the other car needs the passenger door replaced. My annual insurance premium is $3,240, but last month a traffic ticket just came off my record. My car is a four door 2004 Honda & I am a 42 year old female who lives in Fremont, CA. I’m fearful my monthly car insurance payment will go up a lot! Does anyone know how much it will go up? Thank you so much!
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2 Responses to Car accident-how much will my insurance premium go up?
chasefranklin@sbcglobal.net
February 11th, 2010 at 7:34 am
At this point it is unlikely to go up. It is more likely that they will drop you altogether. I would check into new insurance BEFORE the accident is committed to record. Once dropped you’ll pay through the nose. Your record has been getting worse and just because the ticket dropped does not mean they can’t find out about it later when doing the underwriting of the new policy.
ucantcme
February 11th, 2010 at 7:48 am
I agree with chasefranklin, they will probably drop you and you will be considered a high risk driver, be careful and try to stay clean for at least three years.