If the accident was the other guys fault contact his insurance company, they have coverage for BI or Bodily Injury. They have to pay out up to the state minimum.

Sounds like you have only Medical Payment coverage on your policy and the limits of $2500 have been exhausted.

Yes, you can contact the other party’s insurance company and file a claim. I am a bit surprised they have not contacted you to date if their insured was at fault for the accident.

Anyway, call and let them know you have outstanding medical expenses. If they accept liability, they will reimburse you for these expenses.

If you already had health insurance they should help you cover some of the cost, your insurance company will only cover what it says in the contract.