You indicate that you expect a settlement in the future, which leads me to believe that the other driver carried liability insurance for such a situation. The responsibility for these payouts lies with the other driver and, in turn, his insurer.

Of course, the insurer is holding out as long as possible in hopes of putting you into the position you are exactly in right now, so that you might accept a quicker than normal settlement.

Your attorney needs to be on the hide of this other driver and in turn his insurer to get a partial payment of expenses WITHOUT any agreement to settle in full.

Sorry to hear of all the grief you have been through dealing with the accident. The first place i would check is with your car insurance company and see if you had any medical payments on your policy. Those can pay out regardless of who is at fault and can help you to meet your health insurance dedc. The next thing you could look into would be filing a claim under your own insurance and having the Subrogate the claim. Check with your agent to discuss how that works and if it would give you some immediate relief. The other thing you could try and pull out of is the uninsured/ underinsured portion of your auto policy. Could potentially be some coverage there.

In any case I would look at trying to work with your car insurance company. They may be able to help get you some money until the settlement happens.

File a claim under YOUR vehicle insurance for what’s called Excess Medical Bills. The other party should be responsible to pay this eventually but for the time being, this could help you out.

Its as simple as this, Ive been a claims adjuster for 2 years.

Welcome to the world of insurance claims. Since you have hired a liar, the insurance carriers must deal with it. By the sound of your injuries, your med pay coverage is gone. Since the bills are still outstanding, you most likely aren’t in a ‘PIP’ state. So, what can you do?

Since the other party has insurance, your carrier won’t be any help. At best they will handle the underinsured motorist coverage. But that doesn’t happen until you go over the other carrier’s limits.

The other carrier most likely won’t make any payments until the end. In a few cases they might make a parital settlement, but this rarely happens when you have a liar involved. (Liars try to increase the bills to create a best lawsuit. It doesn’t help the insurance company to give them the money to do this.) Another reason they most likely won’t is because this case involves a minor child. This makes the case more complex, and exposes the carrier to additional problems.

Your best option is to have your liar write to the medical providers and request that they wait for payment until the settlement. They don’t have to, but sometimes will because it is better than getting stiffed. You are paying that liar a lot of money. Tell them to get to work for you and solve this problem.

Your other option is to go for the quick settlement.

OK…I’m not certain why your Health Insurance isn’t covering this, they normally provide treatment and and then subrogate (recover) from the liable party. You need to find out why they are refusing your treatment costs.

You should check your policy for medical payments coverage. Typically policies have a limited medical coverage amount , usually 2-5K per person. Not a lot but it would help.

Finally, you don’t say whether or not the other driver was insured, only that you were not at fault. If the other driver WAS insured, tell your lazy @#$ lawyer to ask for an advance on your settlement from the insurer for your special damages. Special damages typically include medical expenses, car repair costs, rental car fees and lost wages. Often called “specials.” If he WASN’T insured, you have an uninsured motorist claim with your own insurer, which now has the duty to indemnify you as would an opposing insurer. The same thing can be done, ask for an advance for your specials. In either case whatever amounts are advanced will be offset (deducted) from your final settlement.

One last thing…what are you paying this lawyer for? To leave you to flounder financially and fish for free advice on line? Boy get down to his office NOW and demand action or find another one who cares.