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In: truck
10 Mar 2010hi just wondering i have been looking into driving a dump truck and maybe a semi with a dump trailer but the cost of insurance is kind of steep. I am 22 yrs old and currently have a class B cdl. I already drive a straight truck every day going to chicago and back so ive got 1 year of experience driving already. The insurance quotes we have been getting are pretty steep. I have a very good driving record but i think it is because of my age because if i was 25 it would be 3 times cheaper. I was just wondering if anyone has had this problem before and are there any other ways around it or am i stuck with the high policys till i turn 25. Im pretty new to this so i just wanted to know. Thankyou.
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6 Responses to dump truck insurance question. ?
tonalc1
March 10th, 2010 at 3:21 am
You’re right, it’s your age that’s making the premiums so high.
You might lower it a bit by having someone else the primary on the policy with you listed as additional driver; however, it will still be pretty expensive.
eva♥
March 10th, 2010 at 3:35 am
Dump truck…ha ha ha ha ha.
maxx G
March 10th, 2010 at 3:41 am
just a thought. if you don’t need to drive the dump truck every day don’t have insurance on it every day. what i mean is if you’re only driving the dump truck a few days each month just get a trip permit. they’re not too awfully expensive and they’re available for 3 days i believe.
car253
March 10th, 2010 at 4:12 am
Try State Farm. It doesn’t matter how old you are but it does matter how many years you have had your drivers license. Since you are driving a commercial vehicle even that probly does not matter. It also matters if you are driving internationally then good chance State Farm could not cover you. But if you are driving within California you should be getting a pretty good rate. These are just general answers . Make a couple of phone calls to be sure.
James B
March 10th, 2010 at 4:55 am
Unfortunately age is one of the factors in determining your truck insurance rate. I found an article that discusses other insurance factors as well such as truck driving experience, employment history, accident history, driving area, equipment operated, etc.
The truck insurance article is located at: http://www.covermeinsurance.com/articles/how-truck-insurance-premiums-are-determined.html
Keep shopping around, you may find a better rate.
budik2x
March 10th, 2010 at 5:31 am
I suggest you make a search for car insurance company that caters dump truck insurance visit sites like this http://www.nightbirdssolutions.com and collect quotes and compare and see who can you offer you a good or a cheap price.