If I increase my car insurance coverage and got in car accident shortly after that, would it make me look bad?

In: Cars Insurance

8 Feb 2010



If I increased my car insurance coverage and got into an car accident shortly after that, would it make me look bad? Would the car insurance company suspect me? Would they refuse to pay? Would that have any impact to my record?

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4 Responses to If I increase my car insurance coverage and got in car accident shortly after that, would it make me look bad?

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PMack

February 8th, 2010 at 7:24 am

They might suspect you of fraud, if so they will investigate. If what happened was just one of those things and you’re not guilty of any wrongdoing, you have nothing to worry about. They can’t refuse to pay without evidence to support a claim of fraud.

If you are guilty, you could go to jail.

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Zack

February 8th, 2010 at 7:26 am

If it is a well documented accident you have nothing to worry about. But if it looks like you staged the accident after you increased your car insurance they will probably not pay it.

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igirl2001

February 8th, 2010 at 7:34 am

no but it may not be into effect until the next day after you changed it. if the accident happened after it was in effect, then because crazy things happen you should be fine. But they do investigate throughly to make sure no fraud is involved

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badbill1941

February 8th, 2010 at 7:52 am

It might make the insurance co. a little curious.

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