In an Auto Accident claims settlement, are medical bills settled at the adjusted rate or the invoice bill?
28 Jan 2010My health insurance paid my bills in an auto insurnace. The other party’s auto insurance is ready to settle but is willing pay the ‘negotiated rate/adjusted rate’ that my health insurance paid for and not the invoiced rate.
Ex. The actual MRI was billed at $1700 but the negotiated rate my health insurance paid was $400
Secondly, they are paying only 80% of lost wage
They are saying that this legally true citing House Bill 4.
Is this true?
I was under the impression, that they need to pay the total medical expenses (not the negotiated rate) and the total lost wage (not the 80% crap) plus pain and suffering
Please help and guide me
Thanks!
Is it a law to pay 80% of lost wage?
How much would be an appropriate Pain and suffering offer, if the special damages (medical and lost pay) is $6200
Because I pay a premium to my health insurance , we get a discounted rate – would the other party pay more considering I pay a premium every month to get the discounted medical rate?
I live in Texas, is there any specific law for texas?
Sponsored Links
Related Post :
Other Post :
- Three car fender-bender: Whose fault? Whose insurance do I contact for claims adjuster?
- Where can i get really cheap auto insurance. when i turn 18 I am getting my own car and own insurance. ?
- Change is progressive car insurance or fees, just because you are pregnant / are to have a child?
- question for a friend about auto insurance claim?
- auto insurance question - body shop selection?
- 6200 in medical; bills and car totaled what will be my settlement amount,is there an allowable amount for medical bills in an auto claim accident?,insurnace paid my bills should other insurance company still pay,insurance only pays when claim is settled?,in a car accident does one of the 2 parties need to get a ticket,how to settle a medical claim after auto accident,how to get paid 80% on an auto accident,double dipping on accident claims California,does the auto insurance use actual bills or the negotiated bill,car insurance only paying 80% of medical bills claim
Advertisement
Comment Form
- Entries (RSS)
- Comments (RSS)
- car hit me no insurance,how long does it take to get monies from law suits,illegal not to report minor accident,average insrance claim auto accident 7 month,what if the car insurance is not under my name?,what if the car insurance is not under my name?,geico rate increasing,claim denied liability,claim denied liability,i was hit by a car can i sue
About this blog
This is about Auto Insurance Information.
Sponsored Links
Categories
- Auto (668)
- Auto insurance claims answers (599)
- Auto insurance claims expert (89)
- auto insurance coverage (209)
- auto-insurance (869)
- Cars Insurance (1122)
- news (274)
- truck (319)
- Trucks Insurance (152)
- Uncategorized (17)
- Value auto insurance claims (305)
- raichasays: This is a LegalAnswer. Workers compensation courts are known as the "exclusive remedy" for on-the-j [...]
- blah: so far you have done everything right... you need to get hold of your insurance (depends on your ins [...]
- car253: Over 2 years ago? Your a little too late. Most states have a time limit when it comes to paying c [...]
- cyanne2ak: You need to get an attorney ASAP. Do NOT talk to anyone but your OWN insurance agent and your OWN at [...]
- la428282: only like the MOST IMPORTANT COVERAGE EVER! You know how many people drive uninsured? Well, if one [...]
- This is a LegalQuestion?
- Sould I file a small claims suit against a MA auto insurance company or go through my insurance?
- How much should I expect for an auto accident settlement? Tips to increase this?
- Is it time to contact a lawyer? Question about an auto accident. . . ?
- For auto insurance in CA, do I have to have “Uninsured Motorist Bodily Injury” coverage?
- Need advice for GEICO insurance claim handling. ?
- Hafe you ever had Hartford auto and home insurance and did they pay out claims and treat you right?
- Auto accident, insurance adjuster and pain and suffering compensation?
- Can comparative negligence be taken into consideration in a no-fault auto accident?
- what are the limits of full coverage auto insurance?
2 Responses to In an Auto Accident claims settlement, are medical bills settled at the adjusted rate or the invoice bill?
la428282
January 28th, 2010 at 5:31 am
You can’t get paid double your medical bills.. thats called “double dipping”- if they have been partially paid for.. you will only get the amount that wasnt covered. Why should you get paid twice? how is that fair? You didnt win the lottery.. if you arent permenantly injured its the at fault parties responsibility to make sure you have no out of pockets.. which they are.
and likely in your state the at fault partie only pays 80% of lost wages.. thats varies by state.
bundysmom
January 28th, 2010 at 5:32 am
What state do you live in? If you live in CA, there is case law supporting the insurance company calculating the bills based upon the “negotiated rate.” If the insurance company is quoting you any legal statute, it’s correct, but to find further info on House Bill 4 do a search with your state legislature to read the bill itself.