Truck Insurance Question. . . My First Accident?
In: truck
20 Mar 2010questions at bottom
Heres what happened:
i was pumping gas and this older guy backed out of the parking space and just slammed my new dodge in the side, he was about 80+ (my pov) totally his fault, did not even notice he dented it as he was pulling away i ran and told him what he did… he gets out and asks did i do that????WTF
how it happened :
http://i278.photobucket.com/albums/kk120…
i call the cops just to make sure, exchange info, cop gives me a blue sheet to fill out with info and give to my insurance…
***My Questions MY Truck is a 2008 Dodge Ram 1500 4 dr
1 How much to fix a dent this big??
http://i278.photobucket.com/albums/kk120… (DENT=WHITE AREA)
2. will insurance pay completely for it???(not my fault)
3 how will i drive while its being fix? i have no other car need to go to school
4.If fixed will it be noticeable that there was a dent, will it be pefect, (bought it brand new-(0 miles )
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3 Responses to Truck Insurance Question. . . My First Accident?
nn200404
March 20th, 2010 at 3:06 am
Your PB links don’t work. But to answer the Qs, 1) I can’t tell w/o seeing photos, but if it was a door about 1000-1500, a rear fender about 2000-3000, a front fender about 1000. 2) Yes, their insurance will pay for it regardless. 3) Their insurance company is to provide you a rental at their expense. 4) You may notice it afterwards, but if it’s below your standards, you have the right to refuse the work until it is how you’d like it. It’s their job to restore the truck to how it was before, if they fail to do that, you can sue them.
Sorry to hear about your truck, man, what a shame..
earnwin3
March 20th, 2010 at 3:52 am
Yeah you shouldn’t really be concerned about what it costs to fix the vehicle. Just file a claim with the guy’s insurance and let them fix it, whatever the cost is. They should pay for your rental vehicle while your vehicle is in repairs. Keep in mind you are free to choose your own shop but the insurance won’t guarentee the work at that shop. If you don’t have a shop and want to use one of their recommended ones most major companies guarentee the workmanship of a preferred shop of theirs. I at least hope your vehicle is safe to drive until the repairs start. Good Luck
kittana
March 20th, 2010 at 4:50 am
Alex I can’t see the pics u’ve given thru the links in ur Q so we dunno how bad the accident is….
But if the dent can be fixed by a super professional mechanic then yeah it’ll be good enuf to not be noticed, but a dent always remains a dent no matter how good the workmen is unless that man can spruce up magic with his work it’ll show all of the onlookers that ur dodge has a dent minute or very much negligible.
Most importantly no one but u and ur close family knows the Truck u have is brand new and now the insurance guys will know it is brand new so they r the ones who u need to fight with. Ask them for a good amount…extra amount.
U need to ask the old man wat u shud do or ask the insurance guys to give u a temporary mode of transport in any form, maybe a bike….
i’m sorry 0 miles and a dent it totally absolutely suckkssssss thats the worst thing to happen but then again claim for a higher amount or a new truck if u can ask a lawyer wat can be done. I suppose u can go to a public lawyer who wudn’t charge any money!